Additional coverage should fit the benefit strategy.
Additional Coverage

Additional coverage should fit the benefit strategy.

BC Group helps employers review ancillary and voluntary benefits in the context of employee needs, employer cost, administration, enrollment, and communication.

Ancillary & voluntary benefits

Coverage that supports a broader benefits program

Availability, eligibility, and plan details vary. The review should focus on value, administration, and how employees will understand and use the coverage.

D

Dental & vision

Review network, plan design, contributions, enrollment, and how coverage coordinates with the broader package.

L

Life & disability

Consider employer-paid and voluntary options, eligibility, benefit amounts, and employee communication.

V

Voluntary coverage

Accident, critical illness, hospital indemnity, and other approved options may be reviewed where appropriate.

Questions that improve the review

  • Which benefits are employer-paid, voluntary, or shared?
  • How does enrollment work?
  • Are employees likely to understand the value?
  • What administrative work falls on HR or payroll?
  • How do the options compare with the current program?